FEES & INSURANCE INFORMATION

At Jacksonville Therapy, we’ve chosen this private-pay model intentionally because it offers greater privacy, flexibility, and a higher standard of care for our clients. Below, you’ll find more details on why this approach might be the right fit for you.

How Does Private-Pay Counseling Work? Private-pay counseling means you pay directly for your sessions, bypassing insurance entirely. This model offers several important advantages:

• You control your treatment without insurance limitations

• You can still request out of network reimbursement from your provider

• No required diagnosis. Your therapist doesn’t need to label you with a mental health disorder just to initiate treatment

• Access to a broader range of therapeutic modalities beyond those limited by insurance coverage

• Greater privacy as your personal information and treatment details are not shared with insurance companies

• Flexible scheduling so you and your therapist decide what frequency and duration work best, not your insurance provider

• Supports a wide range of services, including those frequently excluded or limited by insurance coverage (e.g., couples therapy, coaching, and personal growth work)

• Continuity of care means you don’t risk losing access if your insurance plan changes

• Sessions are $150 each, with clear, upfront pricing and no surprise bills

Private-pay therapy often provides greater overall value by eliminating co-pays, deductibles, session caps, and the restrictive limitations commonly imposed by insurance plans.